Buying your first home with a mortgage or cash

Is it worth buying a house today?

Better the Mortgage or the Rent?

Is it worth buying a house today? Is it worth buying a property in Italy now ? If so, where? But is a mortgage or a rent better? Is it worth buying a house or keeping the money in the bank?

In light of the particular period for our economy, with all the risks and doubts accentuated by the Covid-19 emergency , these questions are more than legitimate.

In this article I will try to answer these questions, make yourself comfortable because we will go to the bottom and try to make a sensible reasoning on one of the most frequently asked questions

Buying a house is a very important decision, both economically and emotionally: buying a house requires sacrifice, commitment and effort, however, many make this decision.

Because? It’s simple, because previous generations have made this choice and have, more or less explicitly, instilled in us the idea that having our own home was a guarantee for our future. And why not trust the advice of a grandparent or parent? They went well, or not?

But no! Thinking like this is a huge mistake. Sure, they went well, but how many years has it been since then? The context has changed profoundly. You cannot make a decision, especially a very important one, without contextualizing it.

How It Worked Before – The Age of Development

Once, in what I define the age of development , the typical path of each person included study, up to graduation or, for the most “fortunate” even to graduation, and then one entered the world of work.